High school seniors: By now, you should have narrowed down the list of colleges and universities of interest. This month, focus on completing your college applications – getting them done now means you won’t be scrambling to meet most schools’ February deadline for fall undergraduate admission. Don’t forget to make a copy of each application you submit for future reference!

It’s also a good time to start filling out financial aid forms for your chosen schools and to increase your scholarship search efforts. Lots of scholarship programs launch between November and January, so check with your local community foundation and search online through sites like Fastweb.com and Scholarships.com to find programs for which you are eligible.